Idiocy

Here's my latest response to these ninnies, who keep sending me non-responsive correspondence and expecting me to go away:


Foreclosure Mill Lawyer

Blank Rome LLP

Re: XXXXX

Loan Number Ending in: XXXXX

Dear Mr. FML:

Thank you for your letter of May 20.

I do not believe that you have the note.  I do not believe that any of these "assignments" shown on the note are valid, or were done in a timely manner.  I am not even sure if Michelle Sjolander exists, because your clients sure haven't been able to produce her in other cases.

Please tell me where the note is.  I understand that you're not going to send it to me Pony Express.  But we want to know so that we can venture to its location like pilgrims to Canterbury and examine it ourselves.  We promise to be accompanied by BAC's armed guards and wear white cotton gloves when we do so.

A copy of a hundred dollar U.S. note is not the same as the real thing.  Try spending it at the mall.  We need to know where the real note is, and examine it ourselves.

Please provide me with a complete MERS history on the note, and a detailed explanation on how you claim that FHLMC is the "holder" thereof.

Sincerely,

Dale Wiley

cc: client

The Judge

I was talking to a lawyer the other day about the foreclosure crisis.  He is an excellent attorney in his field, but like almost all lawyers, he knows very little about this are of the law. As we were discussing the ins and outs, I came up with an analogy that I was surprised had eluded me earlier:

The Trustee in a non-judicial foreclosure is the judge.

There are two kinds of foreclosure in America:

1. Judicial Foreclosure:  The bank must take its case in front of a JUDGE before they can foreclose.  This system is used in states like New York and Florida.

2. Non-Judicial Foreclosure: In these states, a TRUSTEE is appointed, so that the property does NOT have to go in front of a judge.  This is the law in Missouri, California, Arizona and many other states.

In those states, there is no court-appointed neutral, but there is a person appointed by the parties themselves who is supposed to be neutral:  The Trustee.  The thought was obviously that this person could be trusted to look out for both sides.

• But what if the judge is also the lawyer for one side?
• What if the judge continually fails to make the party asking for foreclosure to produce the paperwork showing that they have the right to do so?

That's exactly what's happening right now.  What we do is help bring your case in front of a REAL judge, not one paid exclusively by the banks, not one helping to try to take your home from you.

Here come THAT judge.

Video

This is the amazing video done for us to explain the foreclosure crisis.

Meeting Mrs. Green

Linda Green is a very elusive lady. She signed hundreds of thousands of documents, which I'm sure would make your hand hurt. She signed so many documents, it made her signature look quite different, depending on when she signed them. Here are some examples:

And she was busy.  Boy, was she.  Why, she was working for many banks, and with most of them, she was Vice President!  Here are some of the ones she worked for:

• Wells Fargo
• MERS
• American Home Mortgage Acceptance
• Option One Mortgage
• Bank of America
• Argent Mortgage Company by Citi Residential Lending 
• Sand Canyon Corporation

 She was a very busy lady.

Mrs. Green has appeared in one of my cases.  We have very politely asked the bank who is claiming their interest under Mrs. Green's signature to give us the house in the next three weeks before we bring the Unmanned Predator Drones of the law down upon their Pakistani compound.  By May 22, we'll know if they'll make the right decision.

If you know anyone affected by Mrs. Green, please let us know.  Because I sure do want to meet her.